Fannie Mae and Freddie Mac made two changes on August 3 that condominium boards should understand before a sale, refinance, or lender request turns into a fire drill.
Five realities are already playing out in Florida; not a prediction that every board will face the same outcome, but a signal worth taking seriously for boards under similar pressure.
What the Champlain Towers South investigation teaches boards about the distance between knowing and acting.
How reserve funding, structural integrity, and mortgage eligibility became one fiduciary question.
How Fannie Mae and Freddie Mac quietly changed what board decisions mean for every condominium owner.
A practical framework for helping volunteer boards connect decisions, people, planning, operations, and communication — before recurring friction becomes the way things work.
A reserve funding shortfall doesn’t have to feel like an ambush. See how two boards handled the same number, and why timing decided the outcome.
